NUS RMI Specialist Diploma in Credit Risk Management – Corporate Banking

Overview

Corporate (Wholesale) Banking services are offered to corporations with sound financial statements, and institutional customers, such as pension funds and government agencies. Services include lending, cash management, commercial mortgages, working capital loans, leasing, trust services, and fee-based corporate services, including foreign exchange and securities trading, advisory services in corporate mergers and acquisitions, merchant banking, and corporate cash management, and securities underwriting, and so on.

Credit Risk Management in Corporate Banking refers to the functions of:

• Establishing an appropriate credit risk management framework;
• Developing and maintaining corporate credit risk policies and procedures to maintain sound credit-granting standards, monitor and control credit risks, properly evaluate new business opportunities, and identify and administer problem credits, and
• Maintaining corporate credit risk exposures within acceptable parameters and monitoring the quality of corporate credit portfolio, in order to maximise a bank’s risk-adjusted rate of return.

The program in Credit Risk Management – Corporate Banking comprises three (3) modules and is designed to enable credit practitioners to review real market situations and to bring credit professionals’ analysis skills to an advanced level.

Topics Include:

• General Knowledge of Banking Products and Services
• Credit Risk Management Objectives, Strategies and Framework (Corporate Banking)
• Credit Risk Policies and Procedures (Corporate Banking)
• Corporate Credit Risk Rating Processes, Measurement, Monitoring and Evaluation Tools for Corporate Credit Portfolios
• Credit Risk Mitigation
• Credit Risk Controls, Tools and Processes (Corporate Banking)
• The Credit Risk Management Unit – Structure and Governance Framework (Corporate Banking)
• Best Practices in Credit Risk Management (Corporate Banking)
• Understanding the Principles of Corporate and Wholesale Banking, Corporate and Wholesale Banking Products, Financial Markets and the Financial Services Industry, Basel II, Rules, Regulations and Legislations

Target Group Of Participants

This certification program is aimed at the following groups of participants:

• Professionals who are currently working in the Financial Services Industry and are performing Risk Management functions who wish to enhance their knowledge and skills in Risk Management or to upgrade themselves or to obtain formal professional certification for their skills and knowledge.
• Professionals who are currently working in other segments in the Financial Services Industry who wish to acquire skills and knowledge, and to obtain formal professional certification in Risk Management to enable them to value-add or who aspire to move into Risk Management functions.
• Fresh tertiary graduates (Degree holders) who aspire to join the Financial Services Industry and who wish to explore career opportunities in Risk Management.

Minimum Entry Requirements

• Degree holders or equivalent professional certification or qualifications in any discipline from recognised institutions, both local and overseas, with or without relevant work experience in the Financial Services Industry.
• Full GCE A Levels / Polytechnic Diploma holders in commerce, business, accounting or finance-related discipline (other disciplines are on a case by case basis) from recognised institutions, both local and overseas, with at least 5 years of relevant work experience in the Financial Services Industry.

Lecturer

Mr. Frankie Phua, UOB